Recognizing the need to move the Nation's current health care delivery system toward a defined contribution system.

Recognizes that: (1) the current third-party model of health care delivery is expensive and prevents individuals from having immediate control and ownership over critical health care decisions; (2) the current model's flaws contribute to the number of uninsured in the United States; and (3) defined contribution plans provide patients greater power to select their health care provider and preferred treatment.

Recommends that Congress move the Nation's current health care delivery system toward a defined contribution system.