Bankruptcy Prevention Credit Counseling Act of 2005

Bankruptcy Prevention Credit Counseling Act of 2005 - Amends federal bankruptcy law governing allowance of claims or interests to direct the court to allow a claim to which an objection has been raised, except to the extent that the consumer debt is an unsecured claim arising from a debt to a creditor that does not have a policy of waiving additional interest for all debtors who participate in a debt management plan administered by a nonprofit budget and credit counseling agency.