To amend the Internal Revenue Code of 1986 to allow Medicare beneficiaries participating in a Medicare Advantage MSA to contribute their own money to their MSA.

Amends the Internal Revenue Code, with respect to the tax treatment of payments to a Medicare Advantage Medical Savings Account (MSA), to eliminate the restriction on contributions or transfers to such accounts (currently, only a contribution made by the Secretary of Health and Human Services (HHS) pursuant to Medicare Advantage or a trustee-to-trustee transfer is permitted).