S. 1773 · 114th Congress
Consumer Reporting Fairness Act of 2015
- Stage
- In committee
- Sponsor
- Sherrod Brown
- Introduced
- 2015-07-15
- Latest action
- 2015-07-15 · Introduced in Senate
Summary
Consumer Reporting Fairness Act of 2015
This bill requires a creditor that has provided or furnished to a consumer reporting agency any item of information pertaining to an account based on a debt discharged in a case under the federal bankruptcy code to inform such agency that the debt has been discharged in bankruptcy and has a zero balance.
An individual injured by any willful violation of this provision shall recover actual damages, including costs and attorneys' fees, and may recover punitive damages in appropriate circumstances.