H.R. 3766 · 115th Congress
Credit Information Protection Act of 2017
- Stage
- In committee
- Sponsor
- Jim Himes
- Introduced
- 2017-09-13
- Latest action
- 2017-09-13 · Introduced in House
Summary
Credit Information Protection Act of 2017
This bill amends the Fair Credit Reporting Act to require, after a data security breach, a consumer reporting agency to provide a security freeze to a consumer upon request. (A security freeze prohibits the consumer reporting agency from releasing a report without the consumer's express authorization.) The consumer reporting agency must, without a fee: (1) place a freeze on any consumer's report, and (2) provide unlimited security freezes and freeze removals to a consumer affected by the breach.