H.R. 3878 · 115th Congress
Free Credit Freeze Act
- Stage
- In committee
- Sponsor
- Ben Luján
- Introduced
- 2017-09-28
- Latest action
- 2017-09-28 · Introduced in House
Summary
Free Credit Freeze Act
This bill amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from charging a consumer a fee for placing, temporarily lifting, or fully removing a credit freeze. A consumer reporting agency must place a credit freeze on the consumer's file upon a consumer's request, prohibiting a consumer reporting agency from releasing any credit information without the consumer's permission.