S. 1982 · 115th Congress
Promoting Responsible Oversight of Transactions and Examinations of Credit Technology Act of 2017
- Stage
- In committee
- Sponsor
- David Perdue
- Introduced
- 2017-10-18
- Latest action
- 2017-10-18 · Introduced in Senate
Summary
Promoting Responsible Oversight of Transactions and Examinations of Credit Technology Act of 2017 or the PROTECT Act of 2017
This bill amends the Fair Credit Reporting Act to allow consumers to request a consumer reporting agency to place a security freeze on their reports. The bill includes provisions for fees and exceptions from such fees.
Consumer reporting agencies may not use a consumer's Social Security number in a consumer report or as a method to identify the consumer.