To create a zero interest loan program for Federal and District of Columbia employees furloughed or excepted from such furlough during a lapse in Federal appropriations, and for other purposes.

This bill creates a zero-interest loan program for certain federal and District of Columbia employees impacted by a federal government shutdown. Specifically, banks enrolled in the program must offer zero-interest loans, subject to a maximum per-person limit, to such individuals during the first 90 days of a shutdown.