H.R. 3170 · 118th Congress

HELPER Act of 2023

Stage
In committee
Introduced
2023-05-10
Latest action
2023-05-10 · Introduced in House

Summary

Homes for Every Local Protector, Educator, and Responder Act of 2023 or the HELPER Act of 2023

This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.