H.R. 7297 · 118th Congress

Homebuyers Privacy Protection Act

Stage
In committee
Sponsor
John Rose
Introduced
2024-02-07
Latest action
2024-02-07 · Introduced in House

Summary

Homebuyers Privacy Protection Act

This bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated the mortgage, is the current loan servicer, or has a current specified banking relationship with the consumer.