Brendan Boyle

Mr. BRENDAN F. BOYLE of Pennsylvania

Mr. BRENDAN F. BOYLE of Pennsylvania. Mr. Speaker, on September 16, 2015, I missed rollcall vote number 495 and number 496 due to difficulty traveling because of a broken leg. Had I been present, I would have voted ``yes'' on rollcall 495 and 496.

Mr. BRENDAN F. BOYLE of Pennsylvania

Mr. BRENDAN F. BOYLE of Pennsylvania. Mr. Speaker, on June 3, 2015, I travelled to Philadelphia, Pennsylvania to attend the funeral of John P. ``Jack'' Peiffer. For this reason, I missed rollcall vote numbers 274 through 287 the floor of the House of Representatives.

Mr. BRENDAN F. BOYLE of Pennsylvania

Mr. BRENDAN F. BOYLE of Pennsylvania. Mr. Speaker, I yield myself such time as I may consume. ISIS is absolutely a barbaric regime that cannot be negotiated with and must be defeated. They literally want to return civilization back centuries and centuries. It is hard for me and I think it is hard for almost any American to imagine what could possibly be going through the mind of a U.S. citizen who would be attracted to go over there and make common cause with ISIS. Mr. Speaker, as the son of an immigrant who knows the sacrifices his father and grandparents made to come to this country, the fact that someone would actually jeopardize the most valuable thing they have, their American citizenship and their U.S. passport, to join ISIS is completely unfathomable. We absolutely have to give our Secretary of State this authority. ISIS sadly presents a real threat both abroad and at home. This is a commonsense measure that we can take, and we must absolutely take it. Mr. Speaker, I yield back the balance of my time.

Mr. BRENDAN F. BOYLE of Pennsylvania. Mr. Speaker, I rise in strong support of H.R. 237, as amended, and I yield myself such time as I may consume. Mr. Speaker, this legislation authorizes the Secretary of State to deny the issuance of or revoke the passport of an individual who is affiliated with or providing assistance to a designated foreign terrorist organization. I would like to thank the author of this legislation, the gentleman from Texas (Mr. Poe), for his leadership on this issue and for working with us in a bipartisan manner. Mr. Speaker, as Chairman Royce said a few moments ago, this is a commonsense bill. It is a reasonable step our government can take to address the rise of the so-called Islamic State, or ISIS, while acting within our authority to deny or revoke passports for those who are affiliated with or are aiding, assisting, or abetting an organization that the Secretary has designated as a foreign terrorist organization. Whether you call them ISIS or ISIL or Daesh or their latest preferred term, the Islamic State, one thing is quite clear: this organization has captured large swaths of territory in Iraq and Syria with lethal efficiency. This brutal terrorist group has engaged in mass executions, targeted religious minorities, raped and enslaved women, destroyed priceless historical treasures, and effectively redrawn the borders of the Middle East. With its extensive propaganda efforts, including the sophisticated use of social media, ISIS has recruited tens of thousands of foreign fighters--reportedly more than 1,000 a month--including a significant number from Europe as well as some, remarkably, from the United States. Mr. Speaker, this flow of foreign fighters is a serious threat, especially with U.S. passport holders among them. The Foreign Affairs Committee has held hearings looking at the impact of ISIS and its use of foreign fighters. Our colleagues and constituents alike are very concerned about what might happen when these fighters return home, radicalized by ISIS ideology and armed with the knowledge of battlefield tactics. H.R. 237, the FTO Passport Revocation Act, would address this problem by authorizing the Secretary of State to deny passports to known members or supporters of ISIS and other terrorist groups. It would allow the Secretary to revoke the passports of those who have already left the United States so they are unable to return and sow terror here at home. Mr. Speaker, the United States has a strong national security interest in defeating ISIS. I support the various lines of effort to counter the terrorist group, cracking down on ISIS' finances, countering their propaganda efforts, and stopping the flow of foreign fighters. To be clear, this legislation will not solve the problem of foreign fighters in Iraq and Syria, but it is a sensible and important step in the right direction. Many of our coalition partners, including France, Britain, and Australia, have already taken steps to restrict or revoke passports for ISIS supporters. We must use all the tools at our disposal for protection of our homeland. Mr. Speaker, I urge my colleagues to support this legislation, and I reserve the balance of my time.

Mr. BRENDAN F. BOYLE of Pennsylvania

Mr. BRENDAN F. BOYLE of Pennsylvania. I want to thank my colleague for yielding me the time. Mr. Speaker, this is just embarrassing. It is embarrassing that we are here talking about the umpteenth patch for the umpteenth time. Other countries around the world right now are looking at us and wondering whether or not the United States is still interested in leading. Let's forget the short-term patches. Let's finally deal with the problem. The previous speaker, Mr. Blumenauer, is exactly right. Before coming here, as a State legislator in Pennsylvania, we had Democrats and Republicans band together and cast a very politically tough vote. It was the right thing to do. Both Democrats and Republicans did it, and now we are finally building bridges and repairing roads that we neglected for 20 years in our State. It is time for the U.S. Federal Government to do exactly the same, right thing. Bite the bullet, and let's show that in America we can solve big problems and we can lead again.

Mr. BRENDAN F. BOYLE of Pennsylvania

Mr. BRENDAN F. BOYLE of Pennsylvania. Mr. Speaker, Jonathan Rosado, senselessly murdered in the Cayuga section of Philadelphia, Pennsylvania late last year, was a model citizen who generously shared his strong character and kind spirit through the act of teaching tennis to disadvantaged children. Jonathan's commitment to his students was motivated by far more than the perfection of the game's technique, though; he was deeply committed to serving as a thoroughly positive role model for his pupils. Jonathan fostered the Legacy Youth Tennis program's presence in the Hunting Park community, a groundbreaking addition to youth programming for this North Philadelphia neighborhood. Jonathan's ingenuity and steadfast commitment to community service has served as a tremendous benefit to the many lives he has touched. Jonathan's sense of responsibility and dedication was instilled in him by his own childhood participation in the Legacy Youth Tennis program, and he chose to contribute those attributes right back into the program as he ascended into adulthood. His selflessness helped to cultivate the potential of the children in his community, who will in turn grow up to follow Jonathan's constructive example. Although he is sorely missed by all, Jonathan's bright spirit will continue to be felt in Hunting Park long into the future. I submit this statement so that Jonathan's example can be more widely witnessed across the nation and across time.

Mr. BRENDAN F. BOYLE of Pennsylvania

Mr. BRENDAN F. BOYLE of Pennsylvania. Mr. Speaker, Jonathan Rosado was a model citizen who generously shared his strong character and kind spirit through the act of teaching tennis to disadvantaged children. Jonathan fostered the Legacy Youth Tennis program's presence in the Hunting Park community, a groundbreaking addition to youth programming for this Philadelphia neighborhood. His steadfast commitment to community service has served as a tremendous benefit to the many lives he touched. Jonathan's sense of responsibility and dedication was instilled in him by his own childhood participation in the Legacy Youth Tennis program, and he chose to contribute those attributes right back into the program as he ascended into adulthood. Jonathan was tragically murdered last year. Although he is sorely missed by all, his bright spirit will continue to be felt in the Hunting Park neighborhood and in Philadelphia long into the future. I recognize Jonathan here on the floor of the House of Representatives, the people's House, so that his shining example can be more widely witnessed across the Nation.

Mr. BRENDAN F. BOYLE of Pennsylvania

Mr. BRENDAN F. BOYLE of Pennsylvania. Mr. Speaker, last week, many of us were proudly waving our flag, celebrating the Fourth of July, and also rooting on the successful women's soccer team in winning the World Cup. Unfortunately, at the very same time we were doing that, displaying our patriotism, the company that makes Oreo cookies and Ritz crackers, two very well-known American brands, decided that, for the first time in 60 years, they would close their legendary Philadelphia plant in the heart of my district, laying off over 300 workers because they are shipping the jobs to Monterrey, Mexico. Now, keep in mind, this is a company, Mondelez, that is in no way in financial disarray. In fact, their revenues last year topped $50 billion. This plant that was closed is profitable, but not profitable enough. But there is good news. I do congratulate their CEO, Ms. Irene Rosenfeld, who got a 50 percent pay increase in the last few months at the same very time over 300 workers from my district were getting laid off. Mr. Speaker, it is not right. Say ``no'' to Oreo.

Mr. BRENDAN F. BOYLE of Pennsylvania

Mr. BRENDAN F. BOYLE of Pennsylvania. Mr. Speaker, this is one of the things that is actually very difficult to explain to my constituents and to most people who don't follow the ins and outs of Washington. I was at a plant in my district in northeast Philadelphia just 2 days ago, along with Senator Casey. This company, Agusta Westland, does excellent work and employs Americans right there in Philadelphia and in Pennsylvania. It benefits from something called the Export-Import Bank, something that has existed for 81 years and has been supported by every single President, both Democrat and Republican. It is a program that supports 164,000 jobs a year, and just last year, created a $675 million surplus for the taxpayers. So we have a program that helps business, creates jobs, and actually gives to taxpayers rather than taking from them. So, of course, Congress is about to allow this program to expire. It makes absolutely no sense. It is time for the leadership of this House to listen to the will of the vast majority and not the very vocal extreme minority. Let us reauthorize the Export-Import Bank.

Mr. BRENDAN F. BOYLE of Pennsylvania

Mr. BRENDAN F. BOYLE of Pennsylvania. Mr. Speaker, as you might be able to predict, I ask unanimous consent that the House bring up H.R. 1031--a bill that would protect thousands of American jobs by preventing the shutdown of the Export-Import Bank.

Mr. BRENDAN F. BOYLE of Pennsylvania

Mr. BRENDAN F. BOYLE of Pennsylvania. I thank the ranking member and also the chair of our committee. I also want to thank the sponsor and author of this resolution, Mr. McGovern. Thanks to him, we finally have a chance to discuss and debate this issue right here on the House floor. Mr. Speaker, before I entered this body, when I was a State legislator and a candidate, I noticed back last August-September, as the ISIS/Daesh movement was growing in Iraq and Syria and other parts of the Middle East, the British Parliament rushed back to London to debate a war resolution. I was deeply disappointed, as an American citizen, and, quite frankly, shocked that the United States Congress did not do exactly the same thing; to come here and outline and debate the parameters by which we would authorize the President to wage war against this evil and barbaric threat. Unfortunately, that did not happen. Several months ago--I think it might have been back in January-- President Obama did submit to the Committee on Foreign Affairs, of which I am proudly a member, an Authorization for Use of Military Force. Unfortunately, that AUMF, somewhat predictably, got attacked by some on the right as insufficient in some areas; and, frankly, got attacked by some on the left as insufficient in other areas. Both sides had legitimate discussions and concerns. What went wrong after that is that we didn't actually have that discussion or debate right here on the House floor. It was too easy for Members of this body to just say: This is too difficult; we are going to let the President handle it, and we are going to shirk our responsibility. That is wrong. Mr. Speaker, let me be clear. I do not support the resolution that is in front of us and will not be voting for it. I think an outright withdrawal of troops within the next 6 weeks would be a terrible mistake and is not the approach that we should take, but I do believe it is about time we do our duty and responsibility and have this discussion and debate. It is about time we, the Congress of the United States, on a bipartisan basis, come up with an actionable plan to fight and defeat ISIS, one that is consistent with our values and at the same time one that does not inadvertently commit us to 5 and 10 years down the road responsibilities that we do not envision today.

Mr. BRENDAN F. BOYLE of Pennsylvania

Mr. BRENDAN F. BOYLE of Pennsylvania. Mr. Speaker, I am not going to speak long as I have lost my voice. If we pass fast track, the American workers will lose their voice. This is wrong. The President has said that social mobility and income inequality are the issues of our time. If I really believed that anything we are voting on here would do anything to address that, I would sincerely be voting ``yes,'' but it doesn't. After 20 years of NAFTA and CAFTA and every sort of trade agreement, we have not seen our middle class benefit. Let's finally use this time to rebuild the American middle class and stand up for our workers.

Mr. BRENDAN F. BOYLE of Pennsylvania

Mr. BRENDAN F. BOYLE of Pennsylvania. Mr. Chairman, I think one of the most concerning things about this budget proposal is, without question, the proposal to cut $30 million to NOAA. That represents an approximately 20 percent cut, as my colleague from Colorado was pointing out. Mr. Chairman, I find it interesting that those who would deny the science of climate change often like to say, Well, the jury is still out, we need more research; yet here we are, with a budget that will cut that very research. Mr. Chairman, just a couple of years ago, in my house in Philadelphia, we were riding out a hurricane. Hurricane Sandy ended up becoming Superstorm Sandy. We never imagined that, in Philadelphia, we would be experiencing the kind of hurricane that typically is experienced by Florida and the Gulf Coast States. As even a Republican Governor said at the time, it seems as if the storm of the century is now happening once every couple of years. Mr. Chairman, we desperately need this research. We need this funding. Let's restore NOAA funding.

Mr. BRENDAN F. BOYLE of Pennsylvania

Mr. BRENDAN F. BOYLE of Pennsylvania. Mr. Speaker, on May 13, 2015, I traveled to Philadelphia, Pennsylvania to be with the health care providers, first responders, and volunteers working to restore peace and safety to the scene of Amtrak Northeast Regional Train 188's derailment. For this reason, unfortunately, I missed some important votes on the floor of the House of Representatives, including H.R. 2048, the USA FREEDOM Act. If I were present, I would have voted ``yes'' on rollcall 224.

Mr. BRENDAN F. BOYLE of Pennsylvania

Mr. BRENDAN F. BOYLE of Pennsylvania. Mr. Speaker, I rise today with deep sympathy and sorrow for the countless deaths and injuries caused by the derailment of Amtrak Northeast Regional Train 188 in Philadelphia. My thoughts and prayers are with the victims and their families. Due to this tragedy, the scale of which is unprecedented over the last decade, last night I decided to be with the grieving families, law enforcement officers, emergency responders, health care professionals, and all those working in my district to preserve life, help the injured, and otherwise recover from the derailment in Philadelphia. For this reason, unfortunately, I missed some important votes on the floor of the House of Representatives. I hope my colleagues understand the imperative nature of my travelling to Philadelphia to be there for my constituents working to recover in the aftermath of this horrific disaster. I did not make this decision lightly. Serving my constituents is my highest honor and responsibility as a Member of Congress. Of course, my voting decisions are also of highest importance. Yet, after careful deliberation and with a heavy heart, I felt compelled to be on the scene of the Amtrak tragedy as we work as a community--local, state and federal governmental entities working hand-in-hand--to bring peace to impacted families and a sense of order to the scene. In light of these circumstances, and my sincere opposition to one particular bill on the House floor last night, I submit some of the many reasons why I so strongly oppose H.R. 36, the so-called Pain- Capable Unborn Child Protection Act, and state that I would have in fact voted against this misguided, unconstitutional legislation. This dangerous legislation is another alarming attempt by the Republican Party to deny women their constitutional right to family planning. The Supreme Court has spoken on the issue. This is settled law. This legislation is out of touch with the rights and health care needs of women. The bill's inadequate rape exception and overly burdensome reporting requirements continue to shame victims of rape and are particularly offensive. It is irresponsible for Members of Congress to continue to undermine and play politics with the rights of women and families throughout America. Moreover, this bill has no meaningful exceptions to protect women's health, and criminalizes physicians for providing necessary and constitutionally-protected care. For these reasons, I continue to strongly oppose and, had I been present, would in no uncertain terms have voted ``no'' on rollcall 223, H.R. 36 final passage, and ``yes'' on rollcall 222, the Motion to Recommit H.R. 36. However, again, in light of the tragic events in Philadelphia, I felt compelled to be there with the health care providers, first responders, and volunteers working to restore peace and safety to the scene. Once again, I'd like to express my condolences to the families and loved ones of the victims of Amtrak Train 188's derailment. I hope my colleagues and constituents will understand my absence despite the importance of this vote.

Mr. BRENDAN F. BOYLE of Pennsylvania

Mr. BRENDAN F. BOYLE of Pennsylvania. Mr. Speaker, I yield myself such time as I may consume. Mr. Speaker, I am pleased to join with my colleague across the aisle, Congressman Nugent, in support of H.R. 723, the Fallen Heroes Flag Act. This sensible bill provides for Capitol-flown flags in memory of firefighters, police, and emergency response personnel who are tragically killed in the line of duty. While we can never fully convey our gratitude to public safety and emergency personnel who risk their lives practically every day, it is my hope that this small gesture brings some level of comfort to the families of those who have given the ultimate sacrifice in the line of duty. We recognize their sacrifice and that of their families and loved ones. We are eternally grateful. As Members of Congress, we often have the sad duty and solemn responsibility of expressing condolences to families who have lost a loved one in the line of duty. At no expense to these families, this is one small way to express our condolences and gratitude for their service. Mr. Speaker, I urge all Members to support H.R. 723, and I reserve the balance of my time.

Mr. BRENDAN F. BOYLE of Pennsylvania. Mr. Speaker, I yield myself such time as I may consume. Mr. Speaker, I just want to say how proud I am to stand with Mr. Nugent as well as with my fellow Notre Dame alumnus, Mr. King, in backing this very sensible and decent piece of legislation. I would also say, as he was mentioning the unfortunate tragedies that have happened to members of the NYPD, as a proud resident of the city of Philadelphia, I have only been a Member of Congress for a few months, but I have been in elective office for 6 years, and during that time we, unfortunately, lost more Philadelphia police officers killed in the line of duty, as well as three Philadelphia firefighters killed in the line of duty. That was more than in any 5- or 6-year period in the city's history, which dates to 100 years before the founding of our country. So it is a sad and solemn reminder of the sacrifice that they are willing to make on our behalf each and every day. I believe that supporting this legislation is a proper gesture that we can make here in this House, and I am happy to support it. With that, Mr. Speaker, I yield back the balance of my time.

Mr. BRENDAN F. BOYLE of Pennsylvania

Mr. BRENDAN F. BOYLE of Pennsylvania. Mr. Speaker, this is an important and significant week here in the Hall of the people's House because, this week, we are going to be introducing the Raise the Wage Act. This argument has been going on for quite some time now; yet, frustratingly, despite all the time and energy that has been focused on this issue, the Federal minimum wage still has not been raised in almost a decade. Depending on what measure of inflation you use, the minimum wage in real dollars is either at its lowest level in 50 years or its lowest level in 70 years. Either way is bad for American workers. I want to particularly combat the perception some have that all minimum wage workers are teenagers. Actually, the average age of a minimum wage worker is 33 years old. Any time you go into the local McDonald's or Burger King in my neighborhood, you can see in person that we are dealing with not just teen workers, but many who are in their thirties, forties, fifties, and many seniors who need to work in order to supplement their income. I also want to highlight this important fact: 18.7 million children-- almost 19 million children--are supported by parents who work full time at minimum wage jobs. We are not talking about a government handout. We are not talking about helping those who aren't attempting to help themselves. We are talking about making sure a fair day's work actually pays. We are talking about rewarding hard-working Americans. By the way, if you don't work a minimum wage job--you are just an ordinary taxpayer--you, too, would benefit from increasing the minimum wage. Here is why. We have, right now in America, the highest percentage of minimum wage workers who are currently getting government assistance-- food stamps, Medicaid, and other sorts of programs--because, despite working full time, they make so little, they qualify for government assistance. By raising their wage, we would decrease the poverty rate and decrease the amount of money needed to be spent on public assistance programs. Mr. Speaker, this is an issue about fairness; it is an issue about justice, but it is also an issue about what kind of an America we believe in, one that rewards hard work, one that rewards those who are going to work every day and working for a living, or one that just says the wealthiest one-tenth of 1 percent can continue to grow at the greatest rate of income in American history, while the other 70 percent of Americans are losing their share of income. That is wrong. We believe in an America in which those who work hard and play by the rules should benefit. One way of ensuring this will happen is raising the minimum wage now.

Mr. BRENDAN F. BOYLE of Pennsylvania

Mr. BRENDAN F. BOYLE of Pennsylvania. I am thinking of you being in California in a much more expensive area than, while Pennsylvania is not cheap, by California standards, it is much more affordable. How much of an effect would it have for the young, bright, well-educated folks in northern California if they could suddenly have an extra, 3, 400 a month to help them afford the cost of living there and save for a down payment?

Mr. BRENDAN F. BOYLE of Pennsylvania. I am proud to be a cosponsor of Representative Courtney's bill. Elizabeth Warren is the sponsor in the Senate of the companion legislation. This would have a transformative effect on helping those who right now are struggling with the student loan payment. So many of the ideas that we have are more geared toward those who will be going to college and aren't yet college age. This is the one idea that can actually help those who are living today under the burden of higher student loan debt. It is important to note that neither of us are talking about forgiving debt or eliminating debt or giving people a free ride or allowing them to get away from the debts they incur. We are simply saying allow them to have the market mechanism that so many others have; allow them to refinance at the current low rates. This would be a tremendous savings, literally tens of billions of dollars saved. And then that is money that in turn will be repumped into our economy. So I believe it would have an incredibly positive effect, and I am a strong supporter of it.

Mr. BRENDAN F. BOYLE of Pennsylvania. Well, unfortunately, yes. While I am a born and raised and proud Pennsylvanian, I am sad to say on this score we are the second worst in the country. We have the second most expensive public colleges and universities in the Nation. Sure enough, our Pennsylvania residents have the second highest amount of student loan debt in the country. So this is a problem affecting my State. It affects all 50 States, but, unfortunately, it is worse in my home State than almost every other State in the country.

Mr. BRENDAN F. BOYLE of Pennsylvania. I very much appreciate the leadership that the gentleman from California has shown in forming our caucus, and also especially when it comes to this issue which is near and dear to my heart. I have talked many times during my campaign about the fact that I thought it would change the dynamic to now have a Member of Congress who himself has tens of thousands of dollars of student loan debt because I wanted to do exactly what we are doing tonight, be able to speak on the House floor and say, yes, this is an incredibly serious issue that needs to be dealt with as the national problem that it is. Depending on how you judge mortgages, student loans are considered either the largest source of debt or the second largest source of debt in America today, a tenfold increase in the last 20 years--tenfold increase. That is unsustainable. I believe that it is unfair and a tremendous burden to those who are young and, frankly, not so young and raising families of their own. But not only is there the fairness argument, there is also the argument that it just makes no sense for the United States of America in the 21st century to be going in this direction, to be penalizing those who are attempting to better themselves and become better workers, become better trained and ensure that they can participate in the workforce of the 21st century. So I believe that this is an issue, frankly, that has been undercovered and underfocused on over the last several years. I believe that there is a danger of this actually being a student loan debt bubble. And I believe that it is about time that this Congress, the House and the Senate, finally dealt with this as the national crisis that it is.

Mr. BRENDAN F. BOYLE of Pennsylvania. Well, first, I couldn't help identify with the tweet from Dolores. Like she, I am a first-generation American. My father is an immigrant. And like Dolores, I am the first in my family to go to college. Student loans played an important part in enabling me to go to college. So I don't in any way use my own personal experience as a woe is me. I consider myself one of the very fortunate ones. But the fact that I had the benefit of winning scholarships and piecing together student loans and tens of thousands of them along with every work-study job you can imagine, the fact that I am actually one of the lucky ones and it was that difficult, I know so many people in the neighborhood where I grew up in Philadelphia who weren't as fortunate. I know so many people today in my neighborhood and all throughout the country who have exactly the same story that Dolores had in that she says: Well, with this extra $350 a month, I would be buying a car; I would be saving for a down payment on a home. It is interesting. I hear these kinds of stories not just from those who are in repayment, I hear them from Realtors who have been in the business two, three, or four decades. They will say to me: Brendan, I can't tell you what a difference it is today. Back when I was starting out, I would sell so many homes to younger people, 24, 25, 26. Now I don't have one customer in their twenties. Why? Because the student loan payments are taking that up. So that means that it doesn't only hurt the graduate who is in repayment; it also has a spillover effect in our overall economy. It hurts the Realtors. It hurts the contractors who would have done work once that young couple or the young person bought a house. It hurts the Home Depot down the street. There is this spillover effect in our economy. And it is getting to the larger point I was talking about that this is not just a problem for young people. This is a problem for families who want to send their kids to college. This is a problem for Realtors. This is a problem for anyone who wants economic development to be spurred in our country. Essentially, this is a national issue.

Mr. BRENDAN F. BOYLE of Pennsylvania. You actually just referenced another point of this that I think is such a good point, and that is that this student loan debt is actually preventing young people from going out and starting their own businesses, which is a personal tragedy for them, but also has, again, tremendously negative effects on our overall economy. I am wondering, particularly in an entrepreneurial area like the bay area, you must hear similar stories.

Mr. BRENDAN F. BOYLE of Pennsylvania. I was just going to say how happy I am to welcome Mr. Larson as the newest member to the Future Caucus. There aren't many of us that have such wonderful white hair in the future caucus. But what is interesting is this is an exact linkage to the subject that we are going to talk about next with respect to Social Security. And that is, it is all part of the same system. The idea that you give opportunity to people, you demand responsibility, they pay into a system, they benefit at some point, and then the next generation benefits. People on Social Security today are able to benefit because of the workers of today. Thirty, 40 years from now, those students who are worrying about student loans will probably still be in the workforce and making, hopefully, more money that will pay into Social Security that will help the workers of today, who will be the retirees of tomorrow. So this is all actually linked and part of making America work. So I am proud to be with the two gentlemen.