Marlin Stutzman

Mr. STUTZMAN

Mr. STUTZMAN. Mr. Chairman, I yield 1 minute to the gentleman from Colorado (Mr. Lamborn).

Mr. STUTZMAN. Mr. Chairman, I reserve the balance of my time.

Mr. STUTZMAN. Mr. Chairman, I yield myself such time as I may consume. I would first of all just like to thank the RNC members for helping to put this budget together. It is a blueprint for a balanced budget. There are no gimmicks. What the gentleman is referring to is our revenue line highlights the benefit that Americans receive when we have tax reform. For example, you know, the gimmick that was sold in the health care law was that people were going to pay less in health care costs. I was at a Cracker Barrel a couple of weeks ago in Auburn in my district, and a lady comes up to me and says: Mr. Congressman, I would like to show you my story. I am now paying more in premiums. My premiums doubled. My out-of-pocket expense went from $500 to $5,000. That is more than a tax increase, Mr. Chairman. Our foreign policy is on the wrong path; our spending is on the wrong path; our economy is on the wrong path. We have got to get back to priorities and recognize, for our country to be strong economically, to be strong with our defense, that we have got to get our budget back into balance to make sure that we can pay off the $18 trillion of debt that our kids have to face. I have two boys, Payton and Preston, 13 and 9 years old. They are going to have to pay the interest on this debt and the debt for years and years to come. I ask the Members of this body to take a serious look at the RNC budget, and I ask for their support. Mr. Chairman, I yield back the balance of my time.

Mr. STUTZMAN. Mr. Chairman, I demand a recorded vote.

Mr. STUTZMAN

Mr. STUTZMAN. Mr. Chairman, I rise today in strong support of the Republican House budget, A Balanced Budget for a Stronger America. Mr. Chairman, as we have seen over the last several years, the tax- and-spend policies of this President have made our economy very sluggish. It is a very slow recovery. Our wages are stagnant. Our national debt has increased to more than $18 trillion. This is a 70 percent increase since President Obama took office. And if the President had his way, we would actually add another $8.5 trillion of debt over the next 10 years. Mr. Chairman, if we look at this chart, it shows interest versus other spending. This line right here--net interest--is the one that we should all be very concerned about because this is something that we have to pay for. This is not a line item that we can all of a sudden say: No, we're not going to pay as much on net interest as we're going to maybe on defense or education or transportation. This is something that we as American people have to pay because of the interest on our debt. This only gets worse if we don't do something sooner. And so today, in contrast to the President's budget that increases taxes and increases spending--and his budget actually never, ever balances--we, as Republicans, are putting forward a responsible budget, a balanced budget, and one that I believe is critically important for the future of our country and for the future of our economy. Our budget balances in 10 years. So, Mr. Chairman, if you look at this chart, it doesn't take an economist to see which plan will ultimately lead to debt and decline and which plan will lead us to growth and prosperity. The House Republican budget begins making payments on our national debt in year 2024, and the President's budget just digs us deeper and deeper into the hole. I can tell you, Mr. Chairman, I have two sons, Payton and Preston, 13 and 9 years old. We cannot continue to hand them the bill and expect them and future generations to pay for the spending of Washington that is out of control. That is why we have to get to a balanced budget sooner rather than later. On top of balancing the budget, this plan calls for a fair and simpler Tax Code. It ends ObamaCare's broken promises and strengthens our entitlement programs for current seniors and for future beneficiaries. In light of current threats, this budget also increases defense spending, which is a priority for us, so that our military--our men and women in uniform--can defend this country at a very dangerous time. This plan is an opportunity for us to stand together and to show the American people that we are committed to A Balanced Budget for a Stronger America, to starting to pay our debt down to make sure that future generations don't have to pay for those debts and that we can work together on commonsense reforms. I thank the chairman for his work on this particular budget. I am proudly standing here today in support of that hard work, and I ask my colleagues to support it as well.

Mr. STUTZMAN

Mr. STUTZMAN. Mr. Speaker, it is very clear that we cannot trust the tyrannical regime in Iran. For many years, our own State Department has determined that Iran is one of the world's leading state sponsors of terrorism. As Prime Minister Netanyahu reminded us yesterday, the Iranian Government has consistently called for the destruction of Israel and has referred to the United States as the ``Great Satan.'' Does this sound like a negotiating partner that we can trust? If anyone is unwilling to acknowledge their support for terror groups like Hezbollah or their hateful words toward America and Israel, then consider how this regime acts toward its own people. They stifle dissent by restricting the most basic political freedoms within their borders--the freedoms of speech, assembly, and press. They often jail opposition leaders and journalists and hold them without cause. If Iran wants to be considered a legitimate power, they should stop arming and aiding terror groups and open up their political system to prove to the world that they are committed to freedom and peace. They can start by releasing all political prisoners, including Washington Post reporter Jason Rezaian, who has been unjustly imprisoned for over 200 days. These steps should be taken before the U.S. continues to negotiate any nuclear deal.

Mr. STUTZMAN

Mr. STUTZMAN. Mr. Speaker, over the last several months, Islamic State has shown just how barbaric they can be. They are willing to kill and torture innocent people in the most savage ways to intimidate the United States and the civilized world. With the recent beheadings in the Middle East and the multiple shootings in Europe, it is very clear that terrorism is a problem that only continues to grow. Islamic State might be the most well-trained, well-equipped, and well-financed terror group we have seen; and if an international coalition is not willing to stop them, no one will. I have supported President Obama's use of airstrikes since they began several months ago to push back on Islamic State, and I still strongly believe that we should continue these strikes with our Arab partners. Throughout our history, we have shown that we can overcome any obstacle and defeat any enemy if we are willing to stand up to it. However, I have so far been disappointed that the President has asked for an Authorization for Use of Military Force without articulating a clear strategy on how to ultimately defeat the enemy. If President Obama would present such a plan, I believe both Republicans and Democrats in both Chambers would stand with him and show the world that we are united in confronting this dangerous enemy. I hope the President takes this opportunity to lead and unite the American people toward defeating our latest adversary in the war on terror.

Mr. STUTZMAN

Mr. STUTZMAN. Mr. Speaker, workers and small businesses all across the country have suffered greatly in Obama's economy. Over 90 million people are not participating in our workforce, and wages have remained stagnant, creating a squeeze on the middle class. Expanding the size of government by raising taxes and increasing regulations will not help America recover; instead, working Americans are counting on us to make it easier and not harder to find opportunities so that they can earn a steady paycheck and provide for their families. I ask my colleagues to support America's Small Business Tax Relief Act, legislation that the House will vote on tomorrow, sponsored by Congressman Tiberi. I know, from traveling my district in Indiana, that small businesses are the backbone of our economy, and this bill will allow job creators to deduct expenses and investments for new equipment the year that they are purchased, making it easier for businesses to grow. This legislation could help produce tens of thousands of jobs and add billions of dollars in economic output. Tomorrow, let's stand for common sense and pass a bill that will help kick-start our economy and make it easier for small businesses and workers to succeed.

Mr. STUTZMAN

Mr. STUTZMAN. Mr. Speaker, I rise today to honor the memory and the legacy of Dr. Dane A. Miller, who passed away yesterday. Dane was born in 1946 and, along with his wife, Mary Louise, was nothing short of the classic American success story. There is also no shortage of professional accomplishments to fully describe this industry titan. As the founder of Biomet, now a medical device company in Warsaw, Indiana, he started the company--in true Indiana form--in a converted barn. During his time as president and CEO, he managed to grow Biomet into a company of over $2 billion in annual sales and 4,000 employees. Dane was a brilliant man. He was a Ph.D. and a biomedical engineer known for numerous innovations in the medical device industry. Perhaps the only two things he didn't know how to do was to give up on a problem or to retire. He was tireless in his efforts. The only thing larger than his ability was his heart. His time and energy were fully dedicated to his wife, family, and the greater community of Warsaw and his hometown of Winona Lake. My heart goes out to his family and the innumerable people whose lives he touched. For me and so many others, Dane Miller will be a shining example of hard work, charity to one's fellow man, and doing this all while maintaining a humble spirit. He enjoyed nothing more than spending time with his friends and family. Dane has affected so many lives in wonderful ways and will long be missed.

Mr. STUTZMAN

Mr. STUTZMAN. Mr. Speaker, I thank the gentleman from New Jersey for his tireless work on this, such an important issue for our day and age. Mr. Speaker, on this 42nd anniversary of Roe v. Wade, we must remember the innocent lives who were never given a chance to live the American Dream. Since 1973, tens of millions of innocent unborn children have been denied an opportunity to grow and to be successful. In America, we are always espousing the belief that anything is possible, that anyone can achieve their dreams if they set their minds to it, and yet it is here in this country where we deny those dreams to so many. Mr. Speaker, I was born in 1976, and I am so thankful that my mother, at the age of 17, chose life and gave me the gift of life, because my Federal Government at the time 3 years earlier said it was okay for her to end it if she so chose. Most of us have very strong feelings about the value of life. We must continue to seek opportunities to promote a culture of life that protects the innocent. Tomorrow, tens of thousands of people from all across the country will descend on The National Mall to champion the belief that every life is a gift, and Congress will have an opportunity to act and show that we are listening through the Pain-Capable Unborn Child Protection Act, a bill that I urge my colleagues to support. We may meet some obstacles, but the pro-life movement will not be shaken. We will continue to fight to protect the unborn. We will continue to fight and provide a voice for those who do not have one. We will continue to fight because we believe that America should be a place where everyone is protected by law and welcomed to life. This is our goal, and I pray that together we will achieve it.

Mr. STUTZMAN

Mr. STUTZMAN. Mr. Speaker, I rise today in support of the Terrorism Risk Program Reauthorization Act of 2015. Mr. Speaker, as we have all recently seen, terrorism and violence continues to be a threat not only to our friends on the other side of the globe, but also to our homeland. The rise of ISIS has demonstrated that the American people and our interests are constant targets. Because these dangers continue to grow, it is our job to make sure we are taking the necessary steps to protect ourselves. The terror attacks on September 11, 2001, not only brought a devastating loss of innocent human life, they also wreaked havoc on our economy, costing insurers tens of billions of dollars, taking years to recover. We have to take the necessary steps to protect and prevent any physical harm to America and make sure we are doing what we can to protect our economic interests. That is what today's legislation is all about. When first passed in 2002, TRIA provided much-needed stability to ease any economic pain of another attack. Today's reauthorization will continue to provide a necessary backstop and the financial security that will allow major commercial and real estate projects so vital to the economy to move forward. Reauthorizing this legislation is an opportunity for both parties to stand together in a bipartisan fashion and strengthen our national security. I would like to thank Chairman Hensarling, Representative Neugebauer, and the rest of the members of the Financial Services Committee for their hard work on this issue. It has taken time to get to this point, but I believe this is a good way for us to start this Congress, working together to pass a bill that is in the best interest of our national security.

Mr. STUTZMAN

Mr. STUTZMAN. Mr. Speaker, I rise today in support of the Tax Increase Prevention Act of 2014. Mr. Speaker, American workers and businesses are most successful when they are able to keep, spend, and invest more of their hard-earned money. Our economy, which has already remained too weak for too long, simply cannot afford a series of irresponsible tax hikes that will target individuals, small businesses, and job creators all across the country. So this legislation will help protect those taxpayers--our taxpayers--and their pocketbooks and provide them some level of clarity as they plan for the new year. Right now, working families and businesses are simply trying to make ends meet. I know from speaking with families and workers back home in Indiana that the last thing that they can afford is higher taxes when they need to be providing for their kids' education, savings, or growing their business. In this legislation, Mr. Speaker, I am especially pleased to support the provisions that would extend the increased section 179 deduction levels, as well as the extension of bonus depreciation. Countless farms, small businesses, and manufacturers in the Hoosier State and across the country use these important tools to make business-building capital investments. A failure to act on those tax extensions would only slow an economic recovery that desperately needs to pick up the pace. Today, we have an opportunity to stand together as Republicans and Democrats and pass legislation that will prevent economic harm to millions of families and businesses across the United States. While this may not be the intention that we would all like to have, I do believe that this is the best that we can do for right now to prevent any sort of further damage to the economy. I would like to, in closing, thank Chairman Camp and the members of the Ways and Means Committee for their hard work on this issue, and I would urge my colleagues to support their efforts. I would also like to take a brief moment to thank Chairman Camp for his many years of service as a tireless advocate for the constituents back in Michigan. I have the opportunity to travel with him to Detroit from time to time and appreciate his thoughtfulness and his leadership and his desire to do what is best for America. He is an honorable colleague, and I have been honored to have had the chance to serve with him. I wish him the very best in his retirement and know that he will continue to stay busy one way or another. Thank you again, Mr. Chairman, for your work on this. I know that you definitely set the table for further tax reform, which is desperately needed here in our country, and know that it would be good for our economy. Thank you for what you have done. This has given folks back home some clarity and certainty for this year.

Mr. STUTZMAN

Mr. STUTZMAN. Mr. Speaker, I rise today in strong support of the Disclosure Modernization and Simplification Act of 2014. For far too long, our economy has remained weak, and small businesses and wage earners have suffered greatly. Part of the reason they have suffered is from too many regulations and from an increase in red tape from Federal Government agencies, which has hindered growth and kept businesses from expanding. They also present big challenges for startup companies that are looking to gain solid footing in this shaky economy. If we are going to move this country in the right direction, we need to make it easier and not harder for Americans to do business. The least we can do in Washington is to make sure Federal regulators do not force business managers to report the same information over and over. That is what this act is all about. This legislation, along with others we will consider today, will help remove the Federal Government from the backs of small business owners and make it easier for all Americans to succeed. It will revise regulations to include startup companies, to eliminate redundant and duplicative provisions, and to discourage the disclosure of immaterial information, among other simplifications. Now is the time to remove these roadblocks on the pathway to success. The American people are looking for us to ease some of these painful economic burdens, and today, we have an opportunity to support legislation that will have a positive impact on our economy, that which limits the challenges on small business owners and job creators. Let's work together in this Chamber and pass this series of bills in a bipartisan fashion. Let's show our constituents that we are serious about recharging our economic engine by pursuing commonsense regulatory reforms. I would like to thank Chairman Hensarling, Representative Garrett, Representative Hurt, and the rest of the members of the Financial Services Committee, who worked hard on this issue. I urge my colleagues in the House to support this legislation.

Mr. STUTZMAN

Mr. STUTZMAN. I thank the gentleman from Kentucky for his work on this particular issue that is really important to the Third District in Indiana. Mr. Chairman, I rise today in strong support of the Promoting New Manufacturing Act. For too long, the Obama economy has remained weak, and the American worker has suffered the consequences. Too many people are struggling to find work and to provide for their families. They want to know when things are finally going to pick up. We in Congress have a responsibility to help create an economic environment that allows individuals to succeed and businesses to grow, and we can achieve that kind of success by cutting back on job-killing regulations, by removing bureaucratic red tape, and by increasing transparency. That is what this bill today is all about. As a Representative from Indiana, I understand that a strong manufacturing industry is absolutely critical to our national and local economies. The Third Congressional District, the place that I call home, is one of the top manufacturing districts in the entire country. This bill will not only bring new opportunities to Hoosier families but to families all across America. Strengthening our manufacturing industry should not be a partisan issue, and, today, we have an opportunity to stand together and support legislation that will help create jobs and move our economy in the right direction. I would like to thank Whip Scalise, Chairman Upton, and the members of the Committee on Energy and Commerce for their hard work on this issue, and I would urge my colleagues to support this particular legislation. Mr. Chairman, finally, I would say that some of the top issues that I hear from folks as I travel across the district back home in northeast Indiana are those of regulations and the effect of Washington, D.C., bureaucracy and red tape. The impact that it is having on jobs in Indiana and across the country is hurting, and they need relief. Again, I would definitely urge my colleagues to support this particular legislation. Let's start taking the boot off of the American economy, and let's let it and its families succeed.

Mr. STUTZMAN

Mr. STUTZMAN. Mr. Speaker, I ask unanimous consent that when the House adjourns today, it adjourn to meet at 9 a.m. tomorrow.

Mr. STUTZMAN

Mr. STUTZMAN. Madam Speaker, with the anniversary of 9/11 just a few days away, we are reminded not only of the enormous loss of innocent life and physical destruction that terrorism can bring, but also the long-term, economic harm that follows an attack. As we have seen with the rise of ISIS, the American people and our interests are always a target and remain under constant threat. With our economy remaining stagnant over the past several years, Congress must make sure we are doing everything we can to protect our citizens and safeguard our fiscal health. One of the steps we can and must take before the end of this year is to reauthorize the Terrorism Risk Insurance Act. This will provide much-needed certainty in the marketplace by making sure that terrorism risk insurance coverage is readily available. This insurance is absolutely key to maintaining our economic security. Without this reauthorization, we will leave the American people vulnerable to danger that could have been prevented. The Senate has passed a TRIA reauthorization, and I applaud Chairman Hensarling for passing a TRIA bill through the committee in June. While reasonable people can disagree on how this gets done, we should all agree that it must happen.

Mr. STUTZMAN

Mr. STUTZMAN. I thank Chairman Shuster for bringing the Waters of the United States Regulatory Overreach and Protection Act to this body. Mr. Chairman, this administration has continually tried to expand the role of the Federal Government in the everyday lives of American families, and now the EPA wants to regulate almost all bodies of water throughout the country, including ditches, pipes, and even farmland ponds. After meeting with many of my constituents back home throughout the month of August, I know that my fellow farmers, whom I sat with in Indiana, and those of any other State don't want or need more regulatory overreach from Washington, D.C. From irrigation for crops to water for livestock, farmers feed us and the world with this precious resource. This legislation is an opportunity to maintain the relationship between local and Federal officials already established in the Clean Water Act. I would like to thank Chairman Shuster, Ranking Member Rahall, and the rest of Committee on Transportation and Infrastructure for their hard work on this issue. I urge my colleagues to support this very important bill for rural America.

Mr. STUTZMAN

Mr. STUTZMAN. Mr. Speaker, I thank the gentleman from Kentucky for his dedication and hard work in finding a solution to a problem that none of us created here in this Chamber. I rise today in strong support of this supplemental appropriations bill for the crisis that is going on at our border. I am very proud of our Conference this week, seeking input and solutions from Members, taking the time to make sure that this legislation deals with the problem, and crafting this legislation to make sure that there are no loopholes and that we deal with the specifics and actually put a bill on the floor that should be supported. Mr. Speaker, the Obama administration has ignored the law and unilaterally established immigration policy without the consent or counsel of Congress. Unfortunately, the humanitarian crisis on our Nation's southern border is the result of a lack of leadership. To solve this problem, the legislation that we are debating provides critical funding for the National Guard in those States that are seeing an influx. It also authorizes additional judges to hear the increasing caseload that they are seeing grow and grow, more and more everyday. It also makes important reforms to current law to ensure equal and timely due process for all of those unaccompanied minors. Mr. Speaker, common sense doesn't often prevail here in Washington, but I can tell you that commonsense Hoosiers in my district understand that, first of all, our border needs to be secure, so that our immigration system can then be reformed. We are a Nation of immigrants. We all have a history in our families of those who have made the effort to come to this great country, and legal immigrants are looking for those opportunities that they have dreamed of. I thank Chairman Rogers for his work, and I encourage my colleagues to support this legislation.

Mr. STUTZMAN

Mr. STUTZMAN. Mr. Speaker, I rise today to recognize Moose Lodge No. 1568 in Angola, Indiana, for its 100th anniversary celebration. Mr. Speaker, on August 26, 1914, the Loyal Order of Moose Supreme Council officially issued a charter for the Angola Lodge, and over the past 100 years, the lodge has grown in membership and has become a recognized service and volunteer organization in the Angola community. Importantly, the organization's robust community service program has been engaged in countless humanitarian efforts through the lodge's own work, as well as annual donations to other community groups, health support organizations, and local services, such as food banks and homeless shelters. In closing, Mr. Speaker, I would like to recognize, for the record, Mr. Ed Palmer, Angola Lodge's first governor. In addition, I would like to recognize Tony Culver, Eric Henion, Ron Nusbaum, and Richard Gens for their recent leadership of the organization, as well as the rest of the Moose Lodge's membership as they begin their next 100 years of service to the Angola community. Congratulations and happy 100th anniversary.

Mr. STUTZMAN

Mr. STUTZMAN. Mr. Speaker, today I rise out of an overwhelming concern for young people and children in Central America. President Obama has a habit of saying to Americans, ``Let me be clear.'' I wish desperately he would be clear with the thousands of Central American families who have not yet tried to cross our border. In 2012, the President announced he would not enforce the law with regard to 800,000 young people who crossed our border illegally. Predictably, families and dangerous smugglers got the message. Detention centers in our Southwestern States are overflowing. The photos and stories of the traveling and living conditions of these kids is heartbreaking to see and to hear. Tragically, the administration doubled down on Sunday, when Homeland Security Secretary Jeh Johnson promised more executive action and refused to say new arrivals would be returned. This ambiguous approach created the crisis in the first place. Without clarity, more suffering will assuredly follow. Mr. Speaker, I wish the President would consider the consequences of his disregard for the rule of law and be clear with would-be legal immigrants.

Mr. STUTZMAN

Mr. STUTZMAN. Mr. Speaker, I rise this Memorial Day week in honor of the brave men and women who have selflessly given their lives for this Nation and the millions of veterans to whom our country owes a debt of gratitude. Sadly, Mr. Speaker, we have recently learned that the Department of Veterans Affairs has fallen disgracefully below the standard our fighting men and women deserve. Misconduct, lengthy patient wait times, and secret lists are all unacceptable for those who have served our country. It is time the administration takes action on behalf of those who have fought for our freedom. I look forward to supporting the important VA accountability legislation on the floor today and working with Chairman Jeff Miller and my colleagues in the House to ensure that our veterans receive the care and the respect they undoubtedly earned.

Mr. STUTZMAN

Mr. STUTZMAN. I thank Congressman Price and the Budget Committee for their hard work in trying to give Members of this body better information. Families and small businesses back home didn't need to read today's jobs report to know that this isn't the strong recovery they deserve. They know that, with Washington's $17 trillion of debt, it isn't hard to see why our economy isn't creating enough jobs. Hoosiers understand the problems, but they wonder if Washington even cares. Republicans owe taxpayers a clear plan to tackle the debt and jumpstart the economy with private sector job growth. That is why my colleagues and I are offering a commonsense reform to Washington's broken budget process. We have to force the Federal Government to take an honest look at how its policies affect Americans struggling in this real economy. It is not too late to save the American Dream from a future of debt and decline, but we have to do that work now. We owe taxpayers a clear vision for how we can force Washington to stop spending money we don't have and make ends meet without raising taxes. That starts with reforms like the Pro-Growth Budgeting Act.

Mr. STUTZMAN

Mr. STUTZMAN. Mr. Speaker, I thank Congressman Young for his hard work. ObamaCare is waging a war on work. ObamaCare's 30-hour rule gives employers an awful choice: cut hours or pay new taxes. Fort Wayne Community Schools, our State's largest school district, announced last year that they would cut 610 part-time workers after estimating a $10 million cost of compliance with ObamaCare. My constituent, Todd Hollman, the Vice President of Pizza Hut and KFC of Fort Wayne, writes this: Due to ACA, our company has been forced to reduce the number of part-time employees or face even greater penalties than we already will. Even by reducing the number of newly defined full-time employees, we will still incur nearly a $1 million penalty in 2015. While the Obama administration has delayed the employer mandate, businesses are still bracing themselves for ObamaCare's inevitable impact. Hoosiers don't need a part-time economy. We deserve a full- throttled recovery. It is time to repeal ObamaCare's 30-hour definition of full employment. I thank my friend and colleague, Mr. Young, for his leadership on this issue, and I urge my colleagues to support H.R. 2575. It is the right thing to do.

Mr. STUTZMAN

Mr. STUTZMAN. Thank you, Mr. Chairman. I come to the floor to support H.R. 2824, the Preventing Government Waste and Protecting Coal Mining Jobs in America Act. I thank my colleagues Congressman Johnson and Chairman Doc Hastings for their hard work and leadership on this very important issue. The Obama administration has consistently put mandates ahead of jobs and energy security. Instead of promoting the American-made energy that powers our factories, small businesses, warehouses, and offices, Washington bureaucrats have wasted nearly $10 million to overhaul coal mining regulation. Three years ago, the Obama administration's own experts estimated that these unnecessary and sweeping changes could kill 7,000 jobs. The urge to issue mandates was too strong and, instead of listening to reason, the administration fired its own advisers and kept on pressing. That is no way to promote economic recovery. Mr. Chairman, today's legislation would halt the Obama administration's haphazard and disastrous rulemaking. Hoosiers deserve an all-of-the-above energy plan, not a red tape agenda. So I would urge my colleagues to support this legislation.

Mr. STUTZMAN

Mr. STUTZMAN. Mr. Chairman, I rise in support of the Consumer Financial Freedom and Washington Accountability Act. I thank Congressman Duffy and Chairman Hensarling for their leadership on this issue. The CFPB is disgracefully unaccountable to the American people. Richard Cordray and future directors of the Bureau are virtually unchecked by Congress and the President. We have seen what happens when bureaucrats so powerful are left so unaccountable. In its 3 short years, the CFPB has burned through its budgets and riffled through the private financial data of millions of Americans. Hoosiers deserve consumer protections, but they also deserve integrity and accountability. After talking with families, small businesses, community banks, and credit unions back home, I am proud to support the commonsense reforms before the House today. Let's replace the CFPB's Director with a five-member commission to ensure healthy discussion and bring more seats to the table. Let's rein in the CFPB's budget so that the Members of Congress from both parties can protect their constituents. Let's prohibit government bureaucrats from using private personal information without the consumers' consent. Mr. Chairman, let's protect and empower American consumers, not Washington bureaucrats.